2024-2025 / FINA9030-1

Sustainable Finance

Ethics and Sustainability in Finance

Sustainable Business Models : a Serious Game

Durée

Ethics and Sustainability in Finance : 18h Th
Sustainable Business Models : a Serious Game : 12h Th

Nombre de crédits

 Master en sciences de gestion, à finalité didactique5 crédits 
 Master en sciences de gestion, à finalité spécialisée en Banking and Asset Management5 crédits 
 Master en ingénieur de gestion, à finalité spécialisée en digital business5 crédits 
 Master en sciences de gestion, à finalité spécialisée en droit et gestion5 crédits 
 Master en sciences de gestion, à finalité spécialisée en droit5 crédits 
 Master en ingénieur de gestion, à finalité spécialisée en Financial Engineering5 crédits 
 Master en ingénieur de gestion, à finalité spécialisée en Financial Engineering (Digital Business)5 crédits 
 Master en sciences de gestion, à finalité spécialisée en Financial Analysis and Audit5 crédits 
 Master en sciences de gestion, à finalité spécialisée en global supply chain management5 crédits 
 Master en sciences de gestion, à finalité spécialisée en Intrapreneurship and Management of Innovation Projects5 crédits 
 Master en ingénieur de gestion, à finalité spécialisée en Intrapreneurship and Management of Innovation Projects5 crédits 
 Master en sciences de gestion, à finalité spécialisée en international strategic marketing5 crédits 
 Master en sciences de gestion, à finalité spécialisée en management des entreprises sociales et durables5 crédits 
 Master en ingénieur de gestion, à finalité spécialisée en management et technologies (Industrial Business Engineering)5 crédits 
 Master en sciences de gestion, à finalité spécialisée en management des organisations et dynamiques sociales5 crédits 
 Master en sciences de gestion, à finalité spécialisée en stratégie et management des ressources humaines5 crédits 
 Master en ingénieur de gestion, à finalité spécialisée en sustainable performance management5 crédits 
 Master en ingénieur de gestion, à finalité spécialisée en Supply Chain Management and Business Analytics5 crédits 
 Master en ingénieur de gestion, à finalité spécialisée en Supply Chain Management and Business Analytics (Digital Business)5 crédits 
 Master en sciences de gestion, à finalité spécialisée en management des entreprises sociales et Transition5 crédits 
 Master en ingénieur de gestion, à finalité spécialisée en sciences et technologies5 crédits 
 Master en sciences de gestion5 crédits 

Enseignant

Ethics and Sustainability in Finance : Patrick Schwarz
Sustainable Business Models : a Serious Game : Virginie Xhauflair

Coordinateur(s)

Virginie Xhauflair

Langue(s) de l'unité d'enseignement

Langue anglaise

Organisation et évaluation

Enseignement au deuxième quadrimestre

Horaire

Horaire en ligne

Unités d'enseignement prérequises et corequises

Les unités prérequises ou corequises sont présentées au sein de chaque programme

Contenus de l'unité d'enseignement

Ethics and Sustainability in Finance

This course is part of the new competency development pathway in sustainability organized by HEC Liège. It is integrated with the course "Sustainable Business Models: A Serious Game.

The course structure follows partially the "Handbook of Sustainable Finance" (2024), by Thierry Roncalli (henceforth HoSF). The exact course content is subject to changes as sustainable finance is one of the most dynamic and rapidly evolving fields in finance.

The goal of this course is to provide the students with an understanding of the potential contribution of Sustainable Finance to achieving the Sustainable Development Goals and the goals of the Paris Agreement on Climate Change. Students will understand the consequences of financial decisions from an environmental and social perspective.

Detailed course plan: 

A - What is sustainable finance?

  1. Definition of finance and its functions

  2. Definition and history of sustainable finance

  3. Motivation: Why do we need sustainable finance?

Reading: HoSF Ch 1. Introduction.

 B - Role of private and institutional investors

  1. Motivation for sustainable investments & the attitude-behavior gap

  2. Sustainable investment strategies - Impact Investing, Active ownership & ESG voting policy

Readings:

Amel-Zadeh, A., & Serafeim, G. (2018). Why and how investors use ESG information: Evidence from a global survey. Financial Analysts Journal, 74(3), 87-103.

Bauer, R., Ruof, T., & Smeets, P. (2021). Get real! Individuals prefer more sustainable investments. Review of Financial Studies, 34(8), 3976-4043.

Hartzmark, S. M., & Sussman, A. B. (2019). Do investors value sustainability? A natural experiment examining ranking and fund flows. Journal of Finance, 74(6), 2789-2837.

HoSF Ch 5. Impact Investing
HoSF Ch 6. Engagement & Voting Policy.

  C - Sustainable financial products

  1. Banks

  2. ESG mutual funds

  3. Green and social bonds

  4. Sustainable alternative assets
 
Reading: HoSF Ch 4. Sustainable Financial Products.

 D - Sustainability ratings or the need for relevant information

  1. Sustainable Finance Disclosure Regulation (SFDR) & Corporate Sustainability Reporting Directive (CSRD)

  2. Rating agencies

  3. ESG ratings, SDG ratings & the role of data vendors 

Readings:

Berg, F., J. Kölbel, and R. Rigobon (2022). Aggregate confusion: The divergence of esg ratings. Review of Finance, 26(6), 1315-1344.

Dimson, E., Marsh, P., & Staunton, M. (2020). Divergent ESG ratings. Journal of Portfolio Management, 47(1), 75-87.

HoSF Ch 2. ESG Scoring.

 E - Impact of ESG investing of asset prices and portfolio returns

  1. Theoretical models

  2. Empirical results

  3. Examining research in the field of sustainable finance - a case of sin stocks

Readings:

Boustanifar, H. & Schwarz, P. (2024). Measuring Business Social Irresponsibility: The Case of Sin Stocks. Working Paper. Available at SSRN.

HoSF Ch 3. Impact og ESG Investing on Asset Prices.

H - Special topics

based on guest lectures (specific material, attendance is compulsory)   

Sustainable Business Models : a Serious Game

The course is taught in English.

Acquis d'apprentissage (objectifs d'apprentissage) de l'unité d'enseignement

Ethics and Sustainability in Finance

At the end of this course students will be able to:
 
- Understand, explain, and synthesize the planet's social and environmental challenges;

- Understand the role of Finance to achieve the UN sustainable development goals;

- Explain the principles for responsible investment and the various sustainable financial products;

- Understand, explain, and synthesize the sustainability challenges to corporates;

- Understand how ESG scores are built and discuss them critically;

- Be able to research and understand a scientific article related to sustainable finance.
 
Specific skills and competences trained during this course.

At the end of this course students will have:

- Developed their ability to speak English; 

- Developed team work abilities;

- Strengthened their capacity for creative conception of solutions;

- Strengthened their professional capacity for oral communication.

Sustainable Business Models : a Serious Game

The course is taught in English.

Savoirs et compétences prérequis

Ethics and Sustainability in Finance

Prerequistes are:

- Fundamentals in finance (notion of arbitrage, net present values, financial markets) are a good prerequisite.

A good level of English is also required. 

Sustainable Business Models : a Serious Game

The course is taught in English.

Activités d'apprentissage prévues et méthodes d'enseignement

Ethics and Sustainability in Finance

The main course consists of a series of lectures (5 sessions of 3 hours each). The lecture is a mixture of theoretical concepts, illustrative examples, exercises and open discussions on the various concepts thaught. The lecture is complemented by an exercise (1 session of 3 hours) in which real-life applications of sustainable finance in the investment process are explored in depth. Students are expected to prepare for the lectures and tutorials in order to actively participate in class.

Sustainable Business Models : a Serious Game

The course is taught in English.

Mode d'enseignement (présentiel, à distance, hybride)

Ethics and Sustainability in Finance

Cours donné exclusivement en présentiel


Informations complémentaires:

see above

Sustainable Business Models : a Serious Game

Combinaison d'activités d'apprentissage en présentiel et en distanciel

Supports de cours, lectures obligatoires ou recommandées

Ethics and Sustainability in Finance

Plate-forme(s) utilisée(s) pour les supports de cours :
- LOL@
- Microsoft Teams


Informations complémentaires:

The required textbook that will be predominately used throughout the course is:

- Roncalli, T. (2024). Handbook of Sustainable Finance.

Recommended books are:

- Schoenmaker, D., & Schramade, W. (2018). Principles of sustainable finance. Oxford University Press.

Recommended scientific articles are:

- Berg, F., J. Kölbel, and R. Rigobon (2022). Aggregate confusion: The divergence of esg ratings. Review of Finance, 26(6), 1315-1344.

- Dimson, E., Marsh, P., & Staunton, M. (2020). Divergent ESG ratings. Journal of Portfolio Management, 47(1), 75-87.

- Amel-Zadeh, A., & Serafeim, G. (2018). Why and how investors use ESG information: Evidence from a global survey. Financial Analysts Journal, 74(3), 87-103.

- Bauer, R., Ruof, T., & Smeets, P. (2021). Get real! Individuals prefer more sustainable investments. Review of Financial Studies, 34(8), 3976-4043.

- Hartzmark, S. M., & Sussman, A. B. (2019). Do investors value sustainability? A natural experiment examining ranking and fund flows. Journal of Finance, 74(6), 2789-2837.

- Boustanifar, H. & Schwarz, P. (2024). Measuring Business Social Irresponsibility: The Case of Sin Stocks. Working Paper. Available at SSRN.

The books and articles will be complemented by a slide deck.

Modalités d'évaluation et critères

Ethics and Sustainability in Finance

Examen(s) en session

Toutes sessions confondues

- En présentiel

évaluation écrite ( QCM, questions ouvertes )


Informations complémentaires:

As this is a new course, which is integrated with the course "Sustainable Business Models: A Serious Game" detailed information regarding the evaluation process and criteria will be provided in due course.

Sustainable Business Models : a Serious Game

Examen(s) en session

Toutes sessions confondues

- En distanciel

évaluation écrite

Evaluation continue

Autre : évaluation par les pairs


Informations complémentaires:

The course is taught in English.

Stage(s)

Ethics and Sustainability in Finance

none

Remarques organisationnelles et modifications principales apportées au cours

Ethics and Sustainability in Finance

Attendance to the lectures and tutorials is not required, however, it is strongly recommended. Part of the exam questions may be specifically based on the oral communication/presentation of the lectures or the tutorials. Attendance to the invited guest lectures is compulsory.

Sustainable Business Models : a Serious Game

The course is taught in English.

Contacts

Ethics and Sustainability in Finance

Prof. Dr. Patrick Schwarz

email : patrick.schwarz[at]uliege.be 

 

Teaching assistant: TBA

Association d'un ou plusieurs MOOCs

Ethics and Sustainability in Finance

Aucun MOOC n'est associé à ce cours.